/* ===== TrustFactON — Shared Styles ===== */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;0,900;1,400&family=DM+Sans:wght@300;400;500;600&family=DM+Mono:wght@400;500&display=swap');

:root {
  --navy:       #1A3A6B;
  --navy-dark:  #0F2444;
  --navy-mid:   #1E4080;
  --green:      #1A9E6B;
  --green-dark: #147A52;
  --red:        #DC2626;
  --amber:      #D97706;
  --amber-light:#FEF3C7;
  --cream:      #FAFAF8;
  --gray-50:    #F8F9FA;
  --gray-100:   #F1F3F5;
  --gray-200:   #E2E8F0;
  --gray-400:   #94A3B8;
  --gray-600:   #64748B;
  --gray-800:   #1E293B;
  --white:      #FFFFFF;
  --teal:       #0D9488;
  --purple:     #6D28D9;
  --orange:     #EA580C;
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body:    'DM Sans', sans-serif;
  --font-mono:    'DM Mono', monospace;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.10);
  --shadow-lg: 0 12px 40px rgba(0,0,0,0.14);
  --radius:    12px;
  --radius-lg: 20px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--gray-800);
  background: var(--cream);
  line-height: 1.6;
  overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
button { font-family: var(--font-body); cursor: pointer; border: none; outline: none; }
input, textarea { font-family: var(--font-body); border: none; outline: none; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 80px 0; }
.section-sm { padding: 48px 0; }

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.2; }
h1 { font-size: clamp(2.2rem, 5vw, 3.8rem); font-weight: 700; }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 600; }
h3 { font-size: 1.25rem; font-weight: 600; }
p  { font-size: 1rem; line-height: 1.7; }

.text-navy   { color: var(--navy); }
.text-green  { color: var(--green); }
.text-amber  { color: var(--amber); }
.text-red    { color: var(--red); }
.text-gray   { color: var(--gray-600); }
.text-white  { color: var(--white); }
.text-center { text-align: center; }

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.9rem;
  transition: all 0.2s ease;
  cursor: pointer;
}
.btn-primary {
  background: var(--green);
  color: white;
}
.btn-primary:hover { background: var(--green-dark); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-navy {
  background: var(--navy);
  color: white;
}
.btn-navy:hover { background: var(--navy-dark); transform: translateY(-1px); }
.btn-outline {
  background: transparent;
  border: 2px solid var(--navy);
  color: var(--navy);
}
.btn-outline:hover { background: var(--navy); color: white; }
.btn-white {
  background: white;
  color: var(--navy);
}
.btn-white:hover { background: var(--gray-50); }
.btn-sm { padding: 8px 16px; font-size: 0.82rem; }
.btn-lg { padding: 16px 32px; font-size: 1rem; }

/* ===== NAVIGATION ===== */
#site-nav {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--navy-dark);
  box-shadow: 0 2px 12px rgba(0,0,0,0.25);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  gap: 24px;
}
.nav-logo {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 700;
  color: white;
  letter-spacing: -0.3px;
  white-space: nowrap;
}
.nav-logo .logo-fact { color: var(--green); }
.nav-logo .logo-dot  { color: var(--amber); }
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}
.nav-links a {
  color: rgba(255,255,255,0.75);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 6px 14px;
  border-radius: 6px;
  transition: all 0.18s;
}
.nav-links a:hover, .nav-links a.active {
  color: white;
  background: rgba(255,255,255,0.1);
}
.nav-dropdown { position: relative; }
.nav-dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: white;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  min-width: 220px;
  padding: 8px;
  border: 1px solid var(--gray-200);
  z-index: 100;
}
.nav-dropdown:hover .nav-dropdown-menu { display: block; }
.nav-dropdown-menu a {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--gray-800) !important;
  padding: 10px 14px !important;
  background: transparent !important;
  border-radius: 8px;
  font-size: 0.88rem !important;
}
.nav-dropdown-menu a:hover { background: var(--gray-50) !important; color: var(--navy) !important; }
.nav-dropdown-menu .act-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}
.nav-cta { display: flex; align-items: center; gap: 8px; }
.nav-api-btn {
  background: none;
  border: none;
  color: rgba(255,255,255,0.6);
  cursor: pointer;
  padding: 8px;
  border-radius: 6px;
  transition: all 0.18s;
  display: flex;
  align-items: center;
}
.nav-api-btn:hover { color: white; background: rgba(255,255,255,0.1); }
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: white;
  border-radius: 2px;
  transition: all 0.2s;
}

/* ===== FOOTER ===== */
#site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.75);
  padding: 60px 0 32px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 32px;
}
.footer-brand p { font-size: 0.9rem; line-height: 1.7; margin-top: 12px; max-width: 300px; }
.footer-col h4 {
  font-family: var(--font-display);
  color: white;
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 16px;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.footer-col a { font-size: 0.88rem; transition: color 0.15s; }
.footer-col a:hover { color: var(--green); }
.footer-newsletter-input {
  display: flex;
  gap: 8px;
  margin-top: 12px;
}
.footer-newsletter-input input {
  flex: 1;
  padding: 10px 14px;
  border-radius: 8px;
  background: rgba(255,255,255,0.1);
  color: white;
  font-size: 0.88rem;
  border: 1px solid rgba(255,255,255,0.15);
}
.footer-newsletter-input input::placeholder { color: rgba(255,255,255,0.4); }
.footer-newsletter-input button {
  padding: 10px 16px;
  background: var(--green);
  color: white;
  border-radius: 8px;
  font-size: 0.85rem;
  font-weight: 600;
  transition: background 0.2s;
}
.footer-newsletter-input button:hover { background: var(--green-dark); }
.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.82rem;
}
.footer-social { display: flex; gap: 12px; }
.footer-social a {
  width: 34px; height: 34px;
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s;
  font-size: 0.8rem;
}
.footer-social a:hover { background: var(--green); color: white; }

/* ===== API KEY MODAL ===== */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.55);
  z-index: 9000;
  align-items: center;
  justify-content: center;
  backdrop-filter: blur(4px);
}
.modal-overlay.open { display: flex; }
.modal-box {
  background: white;
  border-radius: var(--radius-lg);
  padding: 36px;
  max-width: 480px;
  width: 90%;
  box-shadow: var(--shadow-lg);
  animation: modalIn 0.25s ease;
}
@keyframes modalIn {
  from { opacity: 0; transform: translateY(16px) scale(0.97); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}
.modal-box h3 { font-family: var(--font-display); font-size: 1.4rem; color: var(--navy); margin-bottom: 8px; }
.modal-box p  { font-size: 0.9rem; color: var(--gray-600); margin-bottom: 20px; }
.modal-input {
  width: 100%;
  padding: 12px 16px;
  border: 2px solid var(--gray-200);
  border-radius: 10px;
  font-size: 0.9rem;
  font-family: var(--font-mono);
  margin-bottom: 16px;
  transition: border-color 0.2s;
  background: var(--gray-50);
}
.modal-input:focus { border-color: var(--navy); background: white; }
.modal-actions { display: flex; gap: 10px; justify-content: flex-end; }
.modal-note { font-size: 0.78rem; color: var(--gray-400); margin-top: 12px; }
.modal-note a { color: var(--green); }

/* ===== SEARCH BAR ===== */
.search-wrap {
  position: relative;
  max-width: 600px;
  margin: 0 auto;
}
.search-input {
  width: 100%;
  padding: 18px 60px 18px 24px;
  border-radius: 50px;
  font-size: 1rem;
  background: white;
  box-shadow: var(--shadow-lg);
  color: var(--gray-800);
  transition: box-shadow 0.2s;
}
.search-input::placeholder { color: var(--gray-400); }
.search-input:focus { box-shadow: 0 0 0 3px rgba(26,158,107,0.2), var(--shadow-lg); }
.search-btn {
  position: absolute;
  right: 6px;
  top: 50%;
  transform: translateY(-50%);
  width: 46px; height: 46px;
  border-radius: 50%;
  background: var(--green);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s;
}
.search-btn:hover { background: var(--green-dark); }
.search-count {
  text-align: center;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.65);
  margin-top: 12px;
  min-height: 20px;
}

/* ===== ACT CARDS ===== */
.acts-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 24px;
  margin-top: 48px;
}
.act-card {
  background: white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
}
.act-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}
.act-card.hidden { display: none; }
.act-card-top {
  padding: 24px 24px 16px;
  border-bottom: 1px solid var(--gray-100);
}
.act-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 14px;
}
.act-card h3 { font-size: 1.05rem; color: var(--navy); margin-bottom: 6px; }
.act-card p  { font-size: 0.85rem; color: var(--gray-600); line-height: 1.6; }
.act-card-bottom { padding: 16px 24px; margin-top: auto; }
.act-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 16px;
}
.act-tag {
  font-size: 0.72rem;
  font-weight: 500;
  padding: 3px 10px;
  border-radius: 20px;
  background: var(--gray-100);
  color: var(--gray-600);
}
.act-card-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.88rem;
  font-weight: 600;
  padding-top: 12px;
  border-top: 1px solid var(--gray-100);
  transition: color 0.2s;
}
.act-card-link:hover { gap: 8px; }
.act-card-link .arrow { font-size: 1rem; transition: transform 0.2s; }
.act-card:hover .act-card-link .arrow { transform: translateX(4px); }

/* ===== CHAT WIDGET ===== */
.chat-container {
  background: white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
  max-width: 860px;
  margin: 0 auto;
}
.chat-header {
  background: var(--navy);
  padding: 16px 24px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.chat-avatar {
  width: 36px; height: 36px;
  border-radius: 10px;
  background: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.8rem;
  color: white;
  flex-shrink: 0;
}
.chat-header-info h4 { color: white; font-size: 0.95rem; font-family: var(--font-display); }
.chat-header-info span { font-size: 0.78rem; color: rgba(255,255,255,0.6); }
.online-dot { display: inline-block; width: 7px; height: 7px; border-radius: 50%; background: var(--green); margin-right: 5px; }

.chat-messages {
  height: 400px;
  overflow-y: auto;
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  background: var(--gray-50);
}
.chat-messages::-webkit-scrollbar { width: 5px; }
.chat-messages::-webkit-scrollbar-track { background: transparent; }
.chat-messages::-webkit-scrollbar-thumb { background: var(--gray-200); border-radius: 4px; }

.msg {
  display: flex;
  gap: 10px;
  max-width: 85%;
  animation: msgIn 0.2s ease;
}
@keyframes msgIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}
.msg.user { align-self: flex-end; flex-direction: row-reverse; }
.msg-avatar {
  width: 30px; height: 30px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.72rem;
  font-weight: 700;
  flex-shrink: 0;
}
.msg.bot .msg-avatar  { background: var(--navy); color: white; }
.msg.user .msg-avatar { background: var(--green); color: white; }
.msg-bubble {
  padding: 12px 16px;
  border-radius: 14px;
  font-size: 0.88rem;
  line-height: 1.6;
}
.msg.bot .msg-bubble {
  background: white;
  color: var(--gray-800);
  border: 1px solid var(--gray-200);
  border-top-left-radius: 4px;
  box-shadow: var(--shadow-sm);
}
.msg.user .msg-bubble {
  background: var(--navy);
  color: white;
  border-top-right-radius: 4px;
}
.msg-bubble strong { font-weight: 600; }
.msg-bubble ul { padding-left: 16px; margin-top: 6px; }
.msg-bubble li { margin-bottom: 4px; }

.typing-indicator { display: flex; gap: 4px; padding: 14px 16px; align-items: center; }
.typing-dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--gray-400);
  animation: typingBounce 1.2s infinite ease-in-out;
}
.typing-dot:nth-child(2) { animation-delay: 0.2s; }
.typing-dot:nth-child(3) { animation-delay: 0.4s; }
@keyframes typingBounce {
  0%, 80%, 100% { transform: scale(0.8); opacity: 0.4; }
  40%           { transform: scale(1.1); opacity: 1; }
}

.chat-suggestions {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  padding: 12px 16px;
  background: white;
  border-top: 1px solid var(--gray-100);
}
.chat-suggest-btn {
  padding: 6px 14px;
  border-radius: 20px;
  border: 1.5px solid var(--gray-200);
  background: white;
  font-size: 0.78rem;
  color: var(--gray-600);
  cursor: pointer;
  transition: all 0.18s;
  font-family: var(--font-body);
}
.chat-suggest-btn:hover { border-color: var(--navy); color: var(--navy); background: var(--gray-50); }

.chat-input-row {
  display: flex;
  gap: 8px;
  padding: 16px;
  border-top: 1px solid var(--gray-200);
  background: white;
}
.chat-input {
  flex: 1;
  padding: 12px 16px;
  border-radius: 10px;
  border: 1.5px solid var(--gray-200);
  font-size: 0.9rem;
  background: var(--gray-50);
  transition: border-color 0.2s, background 0.2s;
  resize: none;
  max-height: 100px;
}
.chat-input:focus { border-color: var(--navy); background: white; }
.chat-send-btn {
  width: 44px; height: 44px;
  border-radius: 10px;
  background: var(--navy);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s;
  flex-shrink: 0;
  align-self: flex-end;
}
.chat-send-btn:hover { background: var(--green); }
.chat-send-btn:disabled { background: var(--gray-200); cursor: not-allowed; }

/* ===== ACT PAGE HERO ===== */
.act-hero {
  background: var(--navy-dark);
  padding: 64px 0 48px;
  position: relative;
  overflow: hidden;
}
.act-hero::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 350px; height: 350px;
  border-radius: 50%;
  background: var(--act-color, var(--green));
  opacity: 0.06;
}
.act-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  padding: 6px 16px;
  border-radius: 30px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.75);
  margin-bottom: 20px;
}
.act-hero h1 {
  color: white;
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: 16px;
}
.act-hero h1 span { color: var(--act-color, var(--green)); }
.act-hero p { color: rgba(255,255,255,0.7); max-width: 600px; font-size: 1.05rem; }
.act-hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 36px;
  flex-wrap: wrap;
}
.act-hero-stat { text-align: center; }
.act-hero-stat .val {
  font-family: var(--font-display);
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--act-color, var(--green));
  display: block;
}
.act-hero-stat .lbl { font-size: 0.78rem; color: rgba(255,255,255,0.55); margin-top: 2px; }

/* ===== ACT PAGE CONTENT ===== */
.act-section { padding: 56px 0; border-bottom: 1px solid var(--gray-200); }
.act-section:last-of-type { border-bottom: none; }
.act-section-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--act-color, var(--green));
  margin-bottom: 8px;
}
.act-section h2 { color: var(--navy); margin-bottom: 16px; }
.act-section p  { color: var(--gray-600); }

.provisions-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 16px;
  margin-top: 32px;
}
.provision-card {
  background: white;
  border-radius: var(--radius);
  padding: 20px;
  border-left: 4px solid var(--act-color, var(--green));
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
  border-left-width: 4px;
}
.provision-card .p-section {
  font-size: 0.72rem;
  font-weight: 600;
  color: var(--act-color, var(--green));
  font-family: var(--font-mono);
  margin-bottom: 6px;
}
.provision-card h4 { font-size: 0.95rem; color: var(--navy); margin-bottom: 8px; }
.provision-card p  { font-size: 0.83rem; color: var(--gray-600); }

/* ===== ACCORDION ===== */
.accordion { margin-top: 32px; display: flex; flex-direction: column; gap: 10px; }
.accordion-item {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  overflow: hidden;
}
.accordion-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 22px;
  cursor: pointer;
  user-select: none;
  transition: background 0.18s;
}
.accordion-header:hover { background: var(--gray-50); }
.accordion-header.open { background: var(--gray-50); }
.accordion-title {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 600;
  color: var(--navy);
  font-size: 0.95rem;
}
.accordion-num {
  width: 28px; height: 28px;
  border-radius: 8px;
  background: var(--act-color, var(--green));
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  flex-shrink: 0;
}
.accordion-chevron {
  font-size: 0.8rem;
  color: var(--gray-400);
  transition: transform 0.2s;
}
.accordion-header.open .accordion-chevron { transform: rotate(180deg); }
.accordion-body {
  display: none;
  padding: 0 22px 20px;
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.7;
}
.accordion-body.open { display: block; }
.accordion-body ul { padding-left: 20px; margin-top: 8px; }
.accordion-body li { margin-bottom: 6px; }

/* ===== SECTION LABELS ===== */
.section-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: 10px;
  display: block;
}
.section-title { color: var(--navy); margin-bottom: 16px; }
.section-lead { color: var(--gray-600); font-size: 1.05rem; max-width: 640px; }

/* ===== HOW IT WORKS ===== */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 48px;
}
.step-card {
  text-align: center;
  padding: 32px 24px;
  background: white;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
}
.step-num {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: var(--navy);
  color: white;
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}
.step-card h3 { font-size: 1rem; color: var(--navy); margin-bottom: 8px; }
.step-card p  { font-size: 0.88rem; color: var(--gray-600); }

/* ===== NEWSLETTER SECTION ===== */
.newsletter-section {
  background: linear-gradient(135deg, var(--green-dark), var(--green));
  padding: 72px 0;
}
.newsletter-inner {
  max-width: 560px;
  margin: 0 auto;
  text-align: center;
}
.newsletter-inner h2 { color: white; font-size: clamp(1.6rem, 3vw, 2.2rem); margin-bottom: 12px; }
.newsletter-inner p  { color: rgba(255,255,255,0.8); margin-bottom: 32px; }
.newsletter-form {
  display: flex;
  gap: 8px;
  max-width: 440px;
  margin: 0 auto;
}
.newsletter-form input {
  flex: 1;
  padding: 14px 18px;
  border-radius: 10px;
  font-size: 0.95rem;
  background: rgba(255,255,255,0.12);
  color: white;
  border: 1.5px solid rgba(255,255,255,0.25);
  transition: border-color 0.2s;
}
.newsletter-form input::placeholder { color: rgba(255,255,255,0.5); }
.newsletter-form input:focus { border-color: white; }
.newsletter-form button {
  padding: 14px 22px;
  background: white;
  color: var(--green-dark);
  border-radius: 10px;
  font-weight: 700;
  font-size: 0.9rem;
  transition: all 0.2s;
  white-space: nowrap;
}
.newsletter-form button:hover { background: var(--amber-light); color: var(--amber); }
.newsletter-note { font-size: 0.78rem; color: rgba(255,255,255,0.55); margin-top: 14px; }

/* ===== STATS BAR ===== */
.stats-bar {
  display: flex;
  justify-content: center;
  gap: 48px;
  margin-top: 40px;
  flex-wrap: wrap;
}
.stat-item { text-align: center; }
.stat-item .val {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--amber);
  display: block;
  line-height: 1;
}
.stat-item .lbl { font-size: 0.8rem; color: rgba(255,255,255,0.6); margin-top: 4px; }

/* ===== RESPONSIVE ===== */
@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .steps-grid  { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .nav-links, .nav-cta .btn { display: none; }
  .hamburger { display: flex; }
  .acts-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .newsletter-form { flex-direction: column; }
  .footer-bottom { flex-direction: column; gap: 16px; text-align: center; }
  .act-hero-stats { gap: 20px; }
  .provisions-grid { grid-template-columns: 1fr; }
  .chat-messages { height: 300px; }
}

/* ===== MOBILE MENU ===== */
.mobile-menu {
  display: none;
  background: var(--navy);
  padding: 16px 24px 24px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.mobile-menu.open { display: block; }
.mobile-menu a {
  display: block;
  color: rgba(255,255,255,0.8);
  padding: 10px 0;
  font-size: 0.95rem;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  transition: color 0.15s;
}
.mobile-menu a:hover { color: var(--green); }

/* ===== UTILITIES ===== */
.badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 0.75rem;
  font-weight: 600;
}
.badge-navy   { background: var(--navy); color: white; }
.badge-green  { background: var(--green); color: white; }
.badge-amber  { background: var(--amber-light); color: var(--amber); }
.badge-red    { background: #FEE2E2; color: var(--red); }

.divider { height: 1px; background: var(--gray-200); margin: 48px 0; }
.mt-4  { margin-top: 16px; }
.mt-6  { margin-top: 24px; }
.mt-8  { margin-top: 32px; }
.mt-12 { margin-top: 48px; }
.mb-4  { margin-bottom: 16px; }
.mb-6  { margin-bottom: 24px; }

/* Scrollbar global */
::-webkit-scrollbar       { width: 6px; height: 6px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: var(--gray-200); border-radius: 4px; }